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644 results

Item Image
#98960
100
units
available
Discount Combine Parts
Ex Farm Price
$884 / each
Excl. GST
Aftermarket knife assembly designed for Case IH and New Holland grain platforms. Built as a complete replacement for the OEM cutterbar knife, this assembly delivers smooth oscillation and clean cutting performance across the full width of the header. Installed along the cutterbar, it restores cutting efficiency, reduces vibration, and ensures consistent feeding into the auger or draper belts during demanding harvest conditions. Type: Complete knife assembly — full-length bar with bolted knife sections Provides primary cutting action across the cutterbar, ensuring a clean, even cut for efficient crop flow toward the feederhouse Replaces OEM: 371621A3 Suits: Case IH and New Holland grain platforms and draper fronts using the 371621A3 knife assembly (confirm header width and serial-specific fitment). Please confirm fitment. Part no: DCP-371621A3 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#98959
100
units
available
Discount Combine Parts
Ex Farm Price
$1,119 / each
Excl. GST
Aftermarket knife assembly designed for John Deere grain platforms. Built as a complete replacement for the OEM cutterbar knife, this assembly provides smooth high-speed oscillation and clean cutting performance across the full header width. Installed along the cutterbar, it restores cutting efficiency, reduces vibration, and supports consistent feeding into the header auger or draper belts during demanding harvest conditions. Type: Complete knife assembly — full-length bar with bolted knife sections Provides primary crop cutting action across the header, ensuring a clean, even cut and reliable feeding into the combine Replaces OEM: DQ65445 Suits: John Deere 900 Series and select early 600 Series grain platforms using the DQ65445 knife assembly (confirm header width and serial-specific fitment). Please confirm fitment. Part no: DCP-DQ65445 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#98958
100
units
available
Discount Combine Parts
Ex Farm Price
$7 / each
Excl. GST
Aftermarket retractable auger finger holder built as a direct replacement for OEM 84991264. It locates the retractable auger finger in the auger tube and takes the wear as the finger cycles in and out. Replaces OEM: 84991264 Part no: DCP-84991264 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#98957
100
units
available
Discount Combine Parts
Ex Farm Price
$9 / each
Excl. GST
Suits John Deere cotton picker bar arms. Aftermarket cam roller bushing replacing OEM N193500 — direct factory pricing on a standard service item. Type: Picker bar cam roller (cam follower) bushing Rides in the cam track on the picker bar arm and steers the spindle bar through the picking and doffing zones. Worn bushings introduce play, and play in a picker head means misalignment that wears spindles, doffers and grid bars faster than any of them should. Cheap to replace on schedule, expensive to ignore. Replaces OEM: N193500 Suits: John Deere cotton pickers 7660, 7760, 9976, 9986, 9996 and CP690. Please confirm fitment. Part no: DCP-N193500 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#98956
1
unit
available
Fresh River Farm Keilor East
Ex Farm Price
$30,750 / each
Excl. GST
Reliable workhorse with hydraulic link. Well maintained. Low hours.
Item Image
#98955
100
units
available
Discount Combine Parts
Ex Farm Price
$1,070 / each
Excl. GST
Aftermarket rotor coupling designed for Case IH combines. Built as a durable replacement for the OEM flexible coupling that connects the rotor drive shaft to the rotor gearbox, this component absorbs vibration, maintains alignment, and protects driveline components during heavy threshing loads. Installed in the rotor drive assembly, it helps ensure smooth power transfer and reduces stress on the rotor gearbox and drive shaft. Type: Rotor drive coupling — heavy-duty rubber/steel bonded flexible coupling Cushions and transfers rotational power between the rotor drive shaft and gearbox, reducing shock loads and improving driveline longevity Replaces OEM: 87619364 (also referenced as 87346249, 87573033 depending on variant) Suits: Case IH 5088, 6088, 7088; 7120, 7230, 7240, 7250; 8010, 8120, 8230, 8240, 8250; 9120, 9230, 9240, 9250 (confirm serial-specific fitment). Please confirm fitment. Part no: DCP-87619364 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#98954
100
units
available
Discount Combine Parts
Ex Farm Price
$943 / each
Excl. GST
Aftermarket knife assembly designed for John Deere grain platforms. Built as a complete replacement for the OEM cutterbar knife, this assembly delivers smooth oscillation and clean cutting performance across the entire header. Installed along the cutterbar, it restores cutting efficiency, reduces vibration, and ensures consistent feeding into the auger or draper system under demanding harvest conditions. Type: Complete knife assembly — full-length bar with bolted knife sections Performs the primary cutting action across the header, providing a clean and even cut for efficient crop flow into the combine Replaces OEM: DQ65444 Suits: John Deere 900 Series and select early 600 Series grain platforms using the DQ65444 knife assembly (confirm header width and serial-specific fitment). Please confirm fitment. Part no: DCP-DQ65444 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#98953
100
units
available
Discount Combine Parts
Ex Farm Price
$2,139 / each
Excl. GST
Heavy-duty aftermarket wobble box assembly designed to replace OEM AE41481. Built for robust performance in grain-head and platform applications, ensuring reliable operation under high loads. Type: Wobble box assembly – grain head / auger platform drive Converts rotational drive input into wobble motion to power the grain-head auger or draper platform, ensuring consistent crop feed and smooth header performance. Replaces OEM: AE41481 Suits: Fits JD Auger Platform 890 (Standard); JD grain heads 213, 215, 216, 218, 220, 222, 224, 230; JD 900 F series headers 913F/R, 915F/R, 918F/R, 920F/R, 922F/R, 924F/R, 925F/R, 930F/R; JD swather platform 300A; JD mower-conditioners 710, 720, 820, 1600, 1600A. Confirm serial-specific fitment.. Please confirm fitment. Part no: DCP-AE41481 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#98952
100
units
available
Discount Combine Parts
Ex Farm Price
$8 / each
Excl. GST
Suits John Deere cotton picker moisture systems. Aftermarket cover replacing OEM N276747 — keeps the column sealed and the solution where it belongs. Type: Moisture system cover Seals the moisture column so solution reaches the pads instead of running down the head. A cracked or missing cover wastes solution, makes a mess of the picker unit and leaves the pads under-fed, which is the same problem as running worn pads. Inexpensive part, worth carrying spares. Replaces OEM: N276747 Suits: John Deere cotton pickers 7760, 9976, 9986, 9996 and CP690. Please confirm fitment. Part no: DCP-N276747 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#98951
100
units
available
Discount Combine Parts
Ex Farm Price
$2,269 / each
Excl. GST
Heavy-duty aftermarket gearbox assembly designed to replace OEM DE20100 on JD combines. Crafted from robust alloy and precision machined components to withstand high torque loads in the clean-grain elevator or loading auger system. Type: Gearbox assembly – clean-grain elevator/loading auger drive Transfers drive power to the clean-grain elevator or loading auger via a sealed gearbox. Ensures correct speed reduction, torque conversion and alignment under heavy harvest-load conditions. Replaces OEM: DE20100 Suits: JD combines including models 9400, 9410, 9450, 9500, 9510, 9550, 9560, 9600, 9610, 9650, 9660, 9670, 9750, 9760, 9770, 9860, 9870, S-Series S650, S670, S680, S690 — confirm serial-specific fitment.. Please confirm fitment. Part no: DCP-DE20100 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#98950
100
units
available
Discount Combine Parts
Ex Farm Price
$1,297 / each
Excl. GST
Aftermarket wobble box assembly designed for the knife drive on CIH 3020 headers. Built to replace the OEM unit and provide smooth, durable power transfer in high-capacity harvesting conditions. Installed in the header drive system, it ensures consistent feed and even cutting while reducing vibration and wear. Type: Wobble box knife-drive assembly — forged gearbox with heavy-duty internals Transmits rotary drive motion into reciprocating knife movement, maintaining clean cutting performance and less drive-train stress Replaces OEM: 87493465 Suits: CIH 3020 series headers (confirm serial-specific fitment). Please confirm fitment. Part no: DCP-87493465 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#98949
100
units
available
Discount Combine Parts
Ex Farm Price
$41 / each
Excl. GST
Suits John Deere cotton picker doffer housings. Aftermarket doffer housing adjuster replacing OEM N375743 — the part that lets you set doffing height properly. Type: Doffer housing adjuster Sets and holds the doffer column position relative to the spindle drum. That clearance is what determines whether the doffers strip the spindles cleanly. A seized or worn adjuster means you cannot dial the setting in, and you end up either leaving cotton on the spindles or chewing out doffers early. Replaces OEM: N375743 Suits: John Deere cotton pickers 7660, 7760, 9996 and CP690. Please confirm fitment. Part no: DCP-N375743 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#98948
100
units
available
Discount Combine Parts
Ex Farm Price
$9 / each
Excl. GST
Aftermarket poly skid designed for John Deere grain platforms. Built as a durable replacement for the OEM skid plate mounted under the header frame, this component reduces wear and improves flotation in abrasive or uneven field conditions. Installed along the underside of the cutterbar area, it protects the header structure, lowers friction, and supports smoother ground following during harvesting. Type: Poly skid — high-density wear-resistant polymer skid plate Protects the lower header frame from soil contact, reduces abrasion, and enhances header performance in low-cut or uneven terrain conditions Replaces OEM: H205344 Suits: John Deere 900 Series and select 600 Series grain platforms using the H205344 skid design (confirm serial-specific fitment). Please confirm fitment. Part no: DCP-H205344 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#98947
100
units
available
Discount Combine Parts
Ex Farm Price
$1,944 / each
Excl. GST
Aftermarket vertical unloading auger gearbox designed for CIH and NH combines. Built as a heavy-duty replacement unit with a 21-spline output shaft for vertical unload systems, providing reliable performance under high grain flow and demanding harvest operations. Installed at the base of the unloading auger drive, it supports consistent unload functionality and reduces downtime. Type: Vertical unloading auger gearbox assembly — heavy-duty cast housing, 21-spline output Transfers drive torque to the unloading auger system, supporting efficient grain discharge and improved durability in the vertical auger drive path Replaces OEM: 84320052 (standard speed variant) Suits: CIH 5088, 5130, 5140, 5150, 6088, 6130, 6140, 6150, 7010, 7088, 7120, 7130, 7140, 7150, 7230, 7240, 7250, 8010, 8120, 8230, 8240, 8250, 9010, 9120, 9230, 9240, 9250; NH CR7.80, CR7.90, CR8.80, CR8.90, CR9.80, CR9.90; NH CX720, CX740, CX760, CX780, CX820, CX840, CX860, CX880 (confirm serial-specific fitment). Please confirm fitment. Part no: DCP-84320052 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#98946
100
units
available
Discount Combine Parts
Ex Farm Price
$9 / each
Excl. GST
Heavy-duty aftermarket poly skid shoe designed to replace OEM 377580A1 on CIH header platforms. Engineered with a wear-resistant polymer for smooth glide across the terrain and to protect the cutting front when operating low to the ground. Type: Skid shoe / skid plate – header front underside Mounted beneath the header cutting front guard, the skid shoe prevents abrasion and wear on critical parts, supports the platform when cutting at low heights, and promotes smooth, stable harvesting in challenging conditions. Replaces OEM: 377580A1 Suits: CIH header platforms such as 1020, 2020, 3020, 3152, 3162 — confirm serial-specific fitment.. Please confirm fitment. Part no: DCP-377580A1 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.

MACHINERY & SUPPLIES

Reliable machinery is essential for efficient farming, whether you’re managing crops, handling hay, or maintaining pastures. From grain tippers to hay balers, agricultural machinery is widely used across Australian farms to streamline operations and boost productivity.

This category features farm equipment and agricultural machinery for sale, including hay mowers, hay trailers, and hay forks for specialised tasks. Farmers can also find used farm machinery, such as tractors for sale, fertiliser spreaders, and farm utility vehicles. Options like hay tedder rakes, bale wrappers, and hay mergers are commonly used for efficient hay production.

The right machinery can simplify day-to-day operations and ensure your farm is running at its best, whatever the task at hand.

General Questions

What farm machinery is available to buy on LocalAg?

LocalAg's Machinery and Supplies category covers the full range of farm equipment bought and sold across Australian agriculture. The main subcategories and product types you will find listed include:


Tractors from compact utility tractors for small and lifestyle properties through to large row crop and four-wheel drive tractors for broadacre operations. Browse Tractor listings here.


Balers and hay making equipment including round balers, large square balers, small square balers, mower conditioners, disc mowers, tedders, rakes, and bale wrappers. Browse Baler listings here.


Harvesters including combine harvesters, headers, and front attachments for grain harvesting. Browse Harvester listings here.


Mowers including ride-on mowers, slashers, disc mowers, and zero-turn mowers for properties of all sizes. Browse Mower listings here.


Farm equipment including cultivators, seeders, spreaders, sprayers, grain tippers, chaser bins, cattle yards, sheep yards, and general implements. Browse Farm Equipment listings here.


Farm vehicles including ATVs, side-by-sides, farm utes, and motorbikes. Browse Farm Vehicle listings here.


Farm fencing including steel posts, wire, electric fencing equipment, and fencing accessories. Browse Farm Fencing listings here.


Farm tools including post drivers, sprayers, pumps, and general farm implements. Browse Farm Tool listings here.


All sellers are verified and all transactions go through CheckVault escrow. Browse all Machinery and Supplies listings on LocalAg to see what is currently available. If you cannot find what you need, post a free Wanted Ad and our team will find a verified seller.

Can I buy used farm machinery on LocalAg?

Yes. Used farm machinery is the most actively traded product type in LocalAg's Machinery and Supplies category. The platform connects buyers directly with farmers and operators selling equipment they no longer need, without a dealer margin added to the price.


Buying used machinery directly from the owner on LocalAg gives you access to the equipment's actual history, including who owned it, how it was used, how many hours it has done, and how it has been maintained. This transparency is something you rarely get from a dealer who has taken the machine in trade.


All sellers on LocalAg are verified members of the Australian agricultural community. Transactions go through CheckVault escrow, so your payment is held securely until you confirm the machinery has arrived and matches what was described. For significant machinery purchases this protection is particularly valuable.


Browse current used machinery listings across all categories, from tractors and headers through to balers, mowers, and implements. If you cannot find a specific make, model, or type currently listed, post a free Wanted Ad and our team will find a verified seller with what you need.

How do I buy farm equipment safely from a private seller?

Buying farm equipment from a private seller carries some specific risks that are worth understanding and managing. Here is how to approach it.


Use a verified marketplace with escrow payment. The biggest risks with private equipment sales are paying for something that does not exist or is not what it was described as, and having no recourse when it is not. On LocalAg, all sellers are verified and all payments go through CheckVault escrow. Your money is held until you confirm the equipment has arrived and matches the listing. This eliminates the most serious financial risks from private machinery transactions.


Review the listing carefully. A quality listing should include multiple photos from multiple angles, engine or working hours, a clear description of condition, any known faults, service history if available, and the seller's contact details. Be cautious about listings with poor photos, vague descriptions, or a seller who is reluctant to provide additional information.


Ask the right questions. Before committing, ask about hours of use, any faults or known issues, service and maintenance history, whether parts are readily available in Australia for that make and model, and the reason for selling. A seller who knows their equipment well and is dealing honestly will have clear answers to these questions.


Request additional photos or video. Ask for close-up photos of high-wear areas. For a tractor this means the engine, tyres, hydraulics, and linkage. For a baler it means the belts, knives, and pickup. Video of the machine running is worth more than any number of still photos.


Arrange an independent inspection for high-value purchases. For tractors, harvesters, and other high-value machinery, consider engaging an independent machinery assessor or local mechanic familiar with that type of equipment to inspect the machine before you finalise the purchase. The cost of an inspection is small relative to the purchase price and the potential cost of buying a machine with undisclosed problems.


Factor in transport. Confirm how the machinery will be delivered and who is responsible for transport costs. Large machinery requires specialist transport and this should be factored into your total cost calculation before you agree on a price.

Can I sell my farm machinery on LocalAg?

Yes. Listing farm machinery for sale on LocalAg is free and straightforward. There are no upfront listing fees and LocalAg's fees are transaction-based, meaning you only pay when a sale completes successfully.


LocalAg gives you access to a national network of verified buyers rather than limiting you to local interest. For specialist equipment such as a specific header front, a particular baler model, or a tractor in a configuration suited to a specific application, a national audience significantly increases the pool of buyers and your chances of achieving a fair price.


Creating a machinery listing takes a few minutes. Provide accurate details including make, model, year, hours of use, condition, known faults, maintenance history, photos from multiple angles, your asking price, and your location. Good photos make a significant difference to the response your listing generates. Clear, well-lit photos of the whole machine and the key wear points attract serious buyers and reduce time-wasting inquiries.


All buyers on LocalAg are verified. Transactions go through CheckVault escrow, which means once a buyer commits to a purchase you have confirmation the funds are real and secured before you arrange pickup or delivery. You receive payment once the buyer confirms the machinery has arrived and matches the listing.


Create a free listing at localag.com.au/sell or call our team on 1300 669 433 if you would like help setting up your listing.

Is farm machinery on LocalAg covered by any buyer protection?

Yes. All machinery transactions on LocalAg are protected through CheckVault escrow, regardless of the purchase price.


Here is how the protection works. When you agree to purchase machinery, your payment goes into CheckVault, a secure third-party escrow account, rather than directly to the seller. The seller can see the funds are confirmed and held, which gives them confidence to proceed with organising delivery or pickup. Your money stays in CheckVault until you confirm the machinery has arrived and matches what was described in the listing.


If the machinery arrives and there is a significant discrepancy, for example it is not the model described, the hours are materially different from what was listed, there is undisclosed damage, or the machine is not operational as claimed, the funds remain in escrow while the dispute is formally resolved through LocalAg's dispute process. This gives you meaningful recourse in a situation where a standard private sale would leave you with no options.


For large machinery purchases this protection is genuinely significant. A tractor, harvester, or baler purchase can run to tens or hundreds of thousands of dollars. Having those funds protected until you confirm you are satisfied with the machine is not just reassuring - it is a fundamental safeguard that private sales on unverified platforms cannot offer.


The protection applies to all machinery categories on LocalAg without a minimum or maximum purchase value.

Farm machinery for sale in WA, QLD, NSW and VIC - can I filter by state?

Yes. Use the location filter on LocalAg's Machinery and Supplies listings page to search by state or by distance from your property.


The location search lets you set a radius from a specific postcode or town, which is the most practical way to find machinery within a realistic transport distance. Setting a tighter radius finds the closest available equipment and minimises freight cost. Expanding the radius opens up more options when what you need is not available locally.


For buyers who are flexible on location for the right piece of equipment, which is often the case for specialist machinery that does not come onto the market frequently, searching nationally and factoring in transport costs is a common approach. A specific header front, an uncommon baler model, or a particular tractor configuration may only be listed once or twice a year nationally, and limiting the search to your state may mean missing the right machine.


If you cannot find the machinery you need using the location filter, post a free Wanted Ad specifying the make, model, condition, and location preference and our team will search the verified seller network for a match.

What should I check before buying used farm machinery online?

The specific checks depend on the type of machinery, but the following principles apply across all equipment categories.


Hours of use. For tractors and self-propelled machinery, hours are the primary indicator of wear. Ask to see a current photo of the hour meter rather than relying on the seller's description. Be aware that hour meters can be inaccurate, particularly on older machines, and that some machines accumulate hours faster than others depending on the work they do.


Service and maintenance history. Ask whether the machine has been serviced regularly and whether service records are available. A machine that has been serviced to schedule and has documentation to prove it is lower risk than one where the history is unknown. Ask specifically about major services, any significant repairs, and whether any components have been replaced.


Known faults. Ask the seller directly whether there are any known faults, issues, or quirks with the machine. A seller dealing honestly will disclose these. Undisclosed faults discovered after purchase are the most common source of disputes in private machinery transactions.


Parts availability. For older or less common brands, check whether parts are readily available in Australia before buying. A machine that requires imported parts with long lead times can become a significant problem during a busy season when you need it working.


Physical condition of wear items. Ask about the condition of tyres on tractors and vehicles, belts and knives on balers, cutting edges on tillage equipment, and any other components that wear and require regular replacement. Replacement costs for wear items can add up quickly after purchase.


Transport and dimensions. Confirm the machine's dimensions and weight before arranging transport. Some large equipment requires permit loads or specialist transport, which adds cost and lead time. Confirm that the transport operator you are engaging is equipped to move the specific machine safely and legally.


Independent inspection for high-value machines. For tractors, harvesters, and other significant purchases, an independent pre-purchase inspection by a qualified mechanic or machinery assessor is worthwhile. For guidance on what to specifically check on tractors, read 10 Things to Check on a Second-Hand Tractor Before Buying.


Can I buy hay making equipment on LocalAg?

Yes. Hay making equipment is one of the most actively traded machinery categories on LocalAg, reflecting the platform's strong connection to Australia's hay and fodder industry.


The main hay making equipment types listed include:


Round balers for producing round bales from hay or straw. Listings cover a wide range of makes, models, and sizes from small farm-scale machines to high-capacity commercial balers. Browse Baler listings here.


Large square balers (6-string and 8-string) for producing high-density large square bales suited to commercial hay production and export. These are higher-value machines and appear less frequently on the market than round balers.


Mower conditioners and disc mowers for cutting hay crops. The mower conditioner simultaneously cuts and conditions the crop to accelerate drying time, which is important in regions where weather windows for hay making are limited. Browse Mower listings here.


Hay tedders for spreading and aerating cut hay to speed drying.


Hay rakes and mergers for windrowing hay before baling.


Bale wrappers for producing silage from baled material.


Bale accumulators and handlers for moving and stacking bales after baling.


If you are setting up or expanding a hay making operation, our team is familiar with the equipment requirements at different scales of production. Call us on 1300 669 433 or post a Wanted Ad with your specific requirements and we will find verified sellers with suitable equipment available.

Are there farm equipment finance options available through LocalAg?

LocalAg is a marketplace platform rather than a finance provider and we do not offer finance directly. However, farm equipment finance is widely available through agricultural lenders and brokers in Australia, and most significant machinery purchases involve some form of finance.


The main finance options available to Australian farmers for equipment purchases include:


Chattel mortgage is the most common structure for business equipment finance. You own the asset from day one, make regular repayments over an agreed term, and the lender holds a security interest in the equipment. Interest may be tax-deductible and the asset can be depreciated.


Finance lease means the lender owns the equipment and you lease it for an agreed term. At the end of the term you have the option to purchase at a residual value. Lease payments are generally tax-deductible as a business expense.

Hire purchase is similar to a chattel mortgage in outcome but structured differently. You hire the equipment during the term and ownership transfers to you when all payments are completed.


Rural bank and agribusiness lenders including Rabobank, Rural Bank, ANZ Agribusiness, and NAB Agribusiness all offer equipment finance products with terms and rates designed for agricultural businesses. A conversation with your existing rural banker is a logical starting point.


Equipment finance brokers with agricultural lending experience can compare products across multiple lenders and find a structure that suits your business and tax situation.


For buyers purchasing high-value machinery through LocalAg, the CheckVault escrow system works alongside external finance arrangements. Speak to our team on 1300 669 433 if you need guidance on how the transaction process works when finance is involved.

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