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644 results

Item Image
#99168
100
units
available
Discount Combine Parts
Ex Farm Price
$10 / each
Excl. GST
Suits John Deere PRO-16 cotton pickers including the CP690 and CP770. Aftermarket high-speed poly doffer replacing OEM AN406038 — the high-speed profile built for the round module heads. Type: High-speed polyurethane doffer Mounted above the spindle drum, the doffer strips seed cotton off the rotating spindles and throws it into the air duct. A worn doffer leaves cotton on the spindles, which costs you yield at the module and shows up as wrapped, gummy spindles. Replace as a stack so doffing height stays consistent. Replaces OEM: AN406038 Suits: John Deere cotton pickers 7660, 7760, 9976, 9986, 9996, CP690 and CP770. Please confirm fitment. Part no: DCP-AN406038 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#99167
100
units
available
Discount Combine Parts
Ex Farm Price
$7 / each
Excl. GST
Suits John Deere cotton picker heads. Aftermarket rear grid bar replacing OEM N277543 — direct factory pricing on a part that takes a beating every season. Type: Rear grid bar — picker head Grid bars form the throat the plant is drawn through, holding the stalk in position so the spindles can reach into the bolls. Bent or worn bars change that spacing, which means missed cotton and more stalk damage. Front and rear bars wear at different rates — check both when you are in there. Replaces OEM: N277543 Suits: John Deere cotton pickers 7660, 7760, 9976, 9986, 9996, CP690 and CP770. Please confirm fitment. Part no: DCP-N277543 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#99166
100
units
available
Discount Combine Parts
Ex Farm Price
$7 / each
Excl. GST
Suits John Deere cotton picker heads. Aftermarket front grid bar replacing OEM N277542 — the front bar takes the first hit, so most growers run through these faster than the rears. Type: Front grid bar — picker head Grid bars form the throat the plant is drawn through, holding the stalk in position so the spindles can reach into the bolls. The front bar meets the plant first and wears hardest. Worn bars widen the throat, which lets stalks move around and costs you picking efficiency. Replaces OEM: N277542 Suits: John Deere cotton pickers 7660, 7760, 9976, 9986, 9996, CP690 and CP770. Please confirm fitment. Part no: DCP-N277542 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#99165
100
units
available
Discount Combine Parts
Ex Farm Price
$412 / each
Excl. GST
Case IH straw chopper pulley for dependable header performance Type: Straw chopper drive pulley — machined steel pulley Transfers drive power to the straw chopper system, maintaining correct belt tension and supporting reliable residue handling Replaces OEM: 1315264C1 Suits: Case IH 1640, 1644, 1660, 1666, 1680, 1688; 2144, 2166, 2188; 2344, 2366, 2377, 2388; 2577, 2588. Please confirm fitment. Part no: DCP-1315264C1 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#99164
100
units
available
Discount Combine Parts
Ex Farm Price
$30 / each
Excl. GST
Case IH Straw Chopper Knife Kit for Reliable Harvest Performance Type: Straw chopper knife kit — includes two knives and mounting hardware for use with 28- or 56-blade rotor configurations Provides full replacement of the chopper knives, restoring optimal chopping performance, promoting consistent residue distribution and reducing wear on the rotor system Replaces OEM: 87280980 Suits: Case IH 7010, 7120, 7230, 8010, 8120, 8230, 9120, 9230 (confirm serial-specific fitment). Part no: DCP-87280980 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#99163
100
units
available
Discount Combine Parts
Ex Farm Price
$154 / each
Excl. GST
Straw Chopper Blade Kit for John Deere Performance and Reliability Type: Straw chopper rotor blade fitting kit (includes left-hand and right-hand blades) Provides the rotor blades required in the straw-chopper system to evenly distribute chopped straw and chaff across the field, improving residue cover and reducing material build-up behind the combine. Replaces OEM: AH225937 Suits: JD S-Series and STS combines equipped with the factory straw-chopper rotor system — confirm serial-specific fitment. Part no: DCP-AH225937 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#99162
100
units
available
Discount Combine Parts
Ex Farm Price
$6 / each
Excl. GST
Suits John Deere cotton picker moisture systems. Aftermarket distributor plate replacing OEM N276746 — a cheap part that quietly costs you picking efficiency when it is worn or cracked. Type: Moisture system distributor plate Spreads moisture solution evenly across the column so every pad in the stack gets its share. A cracked or blocked plate starves the pads at one end of the column, so some spindles stay dry and start gumming up while the rest look fine — an uneven wear pattern that is easy to misdiagnose. Replaces OEM: N276746 Suits: John Deere cotton pickers 7660, 7760, 9976, 9986, 9996, CP690 and CP770. Please confirm fitment. Part no: DCP-N276746 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#99161
100
units
available
Discount Combine Parts
Ex Farm Price
$129 / each
Excl. GST
Heavy-duty aftermarket flat pulley designed to replace OEM AH221938 in JD combine straw-chopper drive systems. Manufactured to precise diameter and profile to ensure correct belt tracking and minimal wear under high-capacity harvesting conditions. Type: Flat pulley / idler pulley – straw-chopper drive system Guides and supports the belt driving the straw-chopper assembly, ensuring consistent rotation and tension for clean straw spreading and minimal downtime. Replaces OEM: AH221938 Suits: JD combines equipped with straw-chopper systems including 9670 STS, 9770 STS, 9870 STS and relevant S-Series, X9-Series machines — confirm serial-specific fitment. Part no: DCP-AH221938 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#99160
100
units
available
Discount Combine Parts
Ex Farm Price
$30 / each
Excl. GST
Aftermarket blade kit designed for the straw chopper on CIH combines. Built to replace the OEM blade set and provide reliable residue management during harvest. Installed in the chopper housing, this kit helps maintain even crop residue distribution and prevents buildup or blockages in the chopper system. Type: Straw chopper blade kit — twin beveled-edge forged blades, includes hardware Cuts and distributes straw and crop residue through the combine discharge system, supporting cleaner field returns and efficient chopping operations Replaces OEM: 442832A1 Suits: CIH combines including 1420, 1440, 1460, 1470, 1480, 1482, 1620, 1640, 1644, 1660, 1666, 1670, 1680, 1682, 1688, 2144, 2166, 2188, 2344, 2366, 2377, 2388, 2577, 2588 (confirm serial-specific fitment). Part no: DCP-442832A1 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#99159
100
units
available
Discount Combine Parts
Ex Farm Price
$200 / each
Excl. GST
High-quality aftermarket straw chopper rotor blade kit designed to replace OEM AH225940 on JD combines. Manufactured from high-tensile steel for long service life, precision edge retention and efficient straw distribution behind the machine. Type: Straw chopper rotor blade kit (includes 8 scoop-style blades) Provides the set of rotor blades required in the straw chopper system to chop and evenly disperse residue behind the combine, supporting optimal field finish and reducing material build-up. Replaces OEM: AH225940 Suits: JD combines including 9560 STS, 9570 STS, 9650 STS, 9660 STS, 9670 STS, 9750 STS, 9860 STS — confirm serial-specific fitment. Part no: DCP-AH225940 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#99158
100
units
available
Discount Combine Parts
Ex Farm Price
$973 / each
Excl. GST
Reliable Case IH Chopper Drive Gear Replacement for Header Performance Type: Bevel gear — forged steel precision gear Transmits drive motion in the chopper or drive system, maintaining gear alignment and reducing wear in the drive train Replaces OEM: 243333A1 Suits: CIH Axial-Flow series including 1460, 1660, 1680, 2166, 2366 and other compatible models (confirm serial-specific fitment). Part no: DCP-243333A1 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#99157
100
units
available
Discount Combine Parts
Ex Farm Price
$23 / each
Excl. GST
Heavy-duty aftermarket straw chopper blade designed to replace OEM 87384920 on Case IH Axial-Flow combines. Precision-formed and hardened for long wear life under high-RPM residue chopping. Built to maintain rotor balance and deliver clean, consistent residue management across varying crop conditions. Type: Straw chopper blade / residue-management knife – opposite/alternating position to 87384918 Installs on the straw chopper rotor as the opposite-rotation blade to 87384918. Works in alternating left/right positions to keep the rotor balanced, reduce vibration, and achieve uniform chopping and residue spread. Pulverises straw as it exits the rotor, improving residue breakdown and harvest efficiency. Replaces OEM: 87384920 Suits: Compatible with Case IH Axial-Flow combine straw choppers on models including 1660, 2344, 2366, 2377, 2388, 2577, 2588 (verify serial-specific rotor and chopper configuration). Please confirm fitment. Part no: DCP-87384920 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#99155
100
units
available
Discount Combine Parts
Ex Farm Price
$23 / each
Excl. GST
Heavy-duty aftermarket straw chopper blade designed to replace OEM 87384918 on Case IH Axial-Flow combines. Manufactured from hardened, wear-resistant steel to withstand high-RPM residue chopping and abrasive harvest conditions. Precision-cut to maintain consistent chopping quality and balanced rotor operation. Type: Straw chopper blade / residue-management knife – rotor assembly Forms part of the straw chopper rotor system. Cuts, shreds, and pulverises crop residue after threshing, ensuring even field distribution for improved breakdown and post-harvest residue management. Used in alternating blade positions to maintain rotor balance and produce uniform chopping across the width of the machine. Replaces OEM: 87384918 Suits: Ford/New Holland CR9040, CR6060, CR9070, CR9080, CX8070, CX8080, CX8090. Please confirm fitment. Part no: DCP-87384918 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#99154
100
units
available
Discount Combine Parts
Ex Farm Price
$21 / each
Excl. GST
Aftermarket trough-style straw chopper blade designed for New Holland combines. Built to replace the OEM rotating knife, this blade features serrated edges on both sides and hardened steel construction for improved wear performance under high-volume residue conditions. Installed in the straw chopper housing, it helps maintain consistent chop quality, reduce bundle size, and prolong chopper component life. Type: Straw chopper blade — serrated both sides, heavy-duty hardened steel Provides effective residue chopping by engaging stalks and straw within the chopper rotor, delivering consistent performance and durability Replaces OEM: 87318316 Suits: New Holland CR series, CX series, 8000 series combines. Please confirm fitment. Part no: DCP-87318316 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.
Item Image
#99153
100
units
available
Discount Combine Parts
Ex Farm Price
$45 / each
Excl. GST
Aftermarket shaker bevel gear designed for Case IH combines. Built as a durable replacement for the OEM gear used in the cleaning shoe drive system, this component transfers power at an angle to operate the shaker mechanism. Installed in the shaker drive gearbox, it supports smooth oscillation of the sieves and consistent cleaning performance during heavy harvest conditions. Type: Bevel gear — precision-machined steel, angled-drive design Transfers rotational power between angled shafts to drive the shaker mechanism, ensuring proper sieve movement and efficient grain cleaning Replaces OEM: 191677C1 (also referenced as 1334589C1) Suits: Case IH 1420, 1440, 1460, 1480, 1482; 1620, 1640, 1660, 1680, 1688; 2144, 2166, 2188; 2344, 2366, 2377, 2388; 2577, 2588. Please confirm fitment. Part no: DCP-191677C1 Price is each, excluding GST. Aftermarket part, not affiliated with the original equipment manufacturer. 12-month parts warranty. Ships Australia-wide from our Sydney warehouse. Family-owned, farmer-focused since 1986.

MACHINERY & SUPPLIES

Reliable machinery is essential for efficient farming, whether you’re managing crops, handling hay, or maintaining pastures. From grain tippers to hay balers, agricultural machinery is widely used across Australian farms to streamline operations and boost productivity.

This category features farm equipment and agricultural machinery for sale, including hay mowers, hay trailers, and hay forks for specialised tasks. Farmers can also find used farm machinery, such as tractors for sale, fertiliser spreaders, and farm utility vehicles. Options like hay tedder rakes, bale wrappers, and hay mergers are commonly used for efficient hay production.

The right machinery can simplify day-to-day operations and ensure your farm is running at its best, whatever the task at hand.

General Questions

What farm machinery is available to buy on LocalAg?

LocalAg's Machinery and Supplies category covers the full range of farm equipment bought and sold across Australian agriculture. The main subcategories and product types you will find listed include:


Tractors from compact utility tractors for small and lifestyle properties through to large row crop and four-wheel drive tractors for broadacre operations. Browse Tractor listings here.


Balers and hay making equipment including round balers, large square balers, small square balers, mower conditioners, disc mowers, tedders, rakes, and bale wrappers. Browse Baler listings here.


Harvesters including combine harvesters, headers, and front attachments for grain harvesting. Browse Harvester listings here.


Mowers including ride-on mowers, slashers, disc mowers, and zero-turn mowers for properties of all sizes. Browse Mower listings here.


Farm equipment including cultivators, seeders, spreaders, sprayers, grain tippers, chaser bins, cattle yards, sheep yards, and general implements. Browse Farm Equipment listings here.


Farm vehicles including ATVs, side-by-sides, farm utes, and motorbikes. Browse Farm Vehicle listings here.


Farm fencing including steel posts, wire, electric fencing equipment, and fencing accessories. Browse Farm Fencing listings here.


Farm tools including post drivers, sprayers, pumps, and general farm implements. Browse Farm Tool listings here.


All sellers are verified and all transactions go through CheckVault escrow. Browse all Machinery and Supplies listings on LocalAg to see what is currently available. If you cannot find what you need, post a free Wanted Ad and our team will find a verified seller.

Can I buy used farm machinery on LocalAg?

Yes. Used farm machinery is the most actively traded product type in LocalAg's Machinery and Supplies category. The platform connects buyers directly with farmers and operators selling equipment they no longer need, without a dealer margin added to the price.


Buying used machinery directly from the owner on LocalAg gives you access to the equipment's actual history, including who owned it, how it was used, how many hours it has done, and how it has been maintained. This transparency is something you rarely get from a dealer who has taken the machine in trade.


All sellers on LocalAg are verified members of the Australian agricultural community. Transactions go through CheckVault escrow, so your payment is held securely until you confirm the machinery has arrived and matches what was described. For significant machinery purchases this protection is particularly valuable.


Browse current used machinery listings across all categories, from tractors and headers through to balers, mowers, and implements. If you cannot find a specific make, model, or type currently listed, post a free Wanted Ad and our team will find a verified seller with what you need.

How do I buy farm equipment safely from a private seller?

Buying farm equipment from a private seller carries some specific risks that are worth understanding and managing. Here is how to approach it.


Use a verified marketplace with escrow payment. The biggest risks with private equipment sales are paying for something that does not exist or is not what it was described as, and having no recourse when it is not. On LocalAg, all sellers are verified and all payments go through CheckVault escrow. Your money is held until you confirm the equipment has arrived and matches the listing. This eliminates the most serious financial risks from private machinery transactions.


Review the listing carefully. A quality listing should include multiple photos from multiple angles, engine or working hours, a clear description of condition, any known faults, service history if available, and the seller's contact details. Be cautious about listings with poor photos, vague descriptions, or a seller who is reluctant to provide additional information.


Ask the right questions. Before committing, ask about hours of use, any faults or known issues, service and maintenance history, whether parts are readily available in Australia for that make and model, and the reason for selling. A seller who knows their equipment well and is dealing honestly will have clear answers to these questions.


Request additional photos or video. Ask for close-up photos of high-wear areas. For a tractor this means the engine, tyres, hydraulics, and linkage. For a baler it means the belts, knives, and pickup. Video of the machine running is worth more than any number of still photos.


Arrange an independent inspection for high-value purchases. For tractors, harvesters, and other high-value machinery, consider engaging an independent machinery assessor or local mechanic familiar with that type of equipment to inspect the machine before you finalise the purchase. The cost of an inspection is small relative to the purchase price and the potential cost of buying a machine with undisclosed problems.


Factor in transport. Confirm how the machinery will be delivered and who is responsible for transport costs. Large machinery requires specialist transport and this should be factored into your total cost calculation before you agree on a price.

Can I sell my farm machinery on LocalAg?

Yes. Listing farm machinery for sale on LocalAg is free and straightforward. There are no upfront listing fees and LocalAg's fees are transaction-based, meaning you only pay when a sale completes successfully.


LocalAg gives you access to a national network of verified buyers rather than limiting you to local interest. For specialist equipment such as a specific header front, a particular baler model, or a tractor in a configuration suited to a specific application, a national audience significantly increases the pool of buyers and your chances of achieving a fair price.


Creating a machinery listing takes a few minutes. Provide accurate details including make, model, year, hours of use, condition, known faults, maintenance history, photos from multiple angles, your asking price, and your location. Good photos make a significant difference to the response your listing generates. Clear, well-lit photos of the whole machine and the key wear points attract serious buyers and reduce time-wasting inquiries.


All buyers on LocalAg are verified. Transactions go through CheckVault escrow, which means once a buyer commits to a purchase you have confirmation the funds are real and secured before you arrange pickup or delivery. You receive payment once the buyer confirms the machinery has arrived and matches the listing.


Create a free listing at localag.com.au/sell or call our team on 1300 669 433 if you would like help setting up your listing.

Is farm machinery on LocalAg covered by any buyer protection?

Yes. All machinery transactions on LocalAg are protected through CheckVault escrow, regardless of the purchase price.


Here is how the protection works. When you agree to purchase machinery, your payment goes into CheckVault, a secure third-party escrow account, rather than directly to the seller. The seller can see the funds are confirmed and held, which gives them confidence to proceed with organising delivery or pickup. Your money stays in CheckVault until you confirm the machinery has arrived and matches what was described in the listing.


If the machinery arrives and there is a significant discrepancy, for example it is not the model described, the hours are materially different from what was listed, there is undisclosed damage, or the machine is not operational as claimed, the funds remain in escrow while the dispute is formally resolved through LocalAg's dispute process. This gives you meaningful recourse in a situation where a standard private sale would leave you with no options.


For large machinery purchases this protection is genuinely significant. A tractor, harvester, or baler purchase can run to tens or hundreds of thousands of dollars. Having those funds protected until you confirm you are satisfied with the machine is not just reassuring - it is a fundamental safeguard that private sales on unverified platforms cannot offer.


The protection applies to all machinery categories on LocalAg without a minimum or maximum purchase value.

Farm machinery for sale in WA, QLD, NSW and VIC - can I filter by state?

Yes. Use the location filter on LocalAg's Machinery and Supplies listings page to search by state or by distance from your property.


The location search lets you set a radius from a specific postcode or town, which is the most practical way to find machinery within a realistic transport distance. Setting a tighter radius finds the closest available equipment and minimises freight cost. Expanding the radius opens up more options when what you need is not available locally.


For buyers who are flexible on location for the right piece of equipment, which is often the case for specialist machinery that does not come onto the market frequently, searching nationally and factoring in transport costs is a common approach. A specific header front, an uncommon baler model, or a particular tractor configuration may only be listed once or twice a year nationally, and limiting the search to your state may mean missing the right machine.


If you cannot find the machinery you need using the location filter, post a free Wanted Ad specifying the make, model, condition, and location preference and our team will search the verified seller network for a match.

What should I check before buying used farm machinery online?

The specific checks depend on the type of machinery, but the following principles apply across all equipment categories.


Hours of use. For tractors and self-propelled machinery, hours are the primary indicator of wear. Ask to see a current photo of the hour meter rather than relying on the seller's description. Be aware that hour meters can be inaccurate, particularly on older machines, and that some machines accumulate hours faster than others depending on the work they do.


Service and maintenance history. Ask whether the machine has been serviced regularly and whether service records are available. A machine that has been serviced to schedule and has documentation to prove it is lower risk than one where the history is unknown. Ask specifically about major services, any significant repairs, and whether any components have been replaced.


Known faults. Ask the seller directly whether there are any known faults, issues, or quirks with the machine. A seller dealing honestly will disclose these. Undisclosed faults discovered after purchase are the most common source of disputes in private machinery transactions.


Parts availability. For older or less common brands, check whether parts are readily available in Australia before buying. A machine that requires imported parts with long lead times can become a significant problem during a busy season when you need it working.


Physical condition of wear items. Ask about the condition of tyres on tractors and vehicles, belts and knives on balers, cutting edges on tillage equipment, and any other components that wear and require regular replacement. Replacement costs for wear items can add up quickly after purchase.


Transport and dimensions. Confirm the machine's dimensions and weight before arranging transport. Some large equipment requires permit loads or specialist transport, which adds cost and lead time. Confirm that the transport operator you are engaging is equipped to move the specific machine safely and legally.


Independent inspection for high-value machines. For tractors, harvesters, and other significant purchases, an independent pre-purchase inspection by a qualified mechanic or machinery assessor is worthwhile. For guidance on what to specifically check on tractors, read 10 Things to Check on a Second-Hand Tractor Before Buying.


Can I buy hay making equipment on LocalAg?

Yes. Hay making equipment is one of the most actively traded machinery categories on LocalAg, reflecting the platform's strong connection to Australia's hay and fodder industry.


The main hay making equipment types listed include:


Round balers for producing round bales from hay or straw. Listings cover a wide range of makes, models, and sizes from small farm-scale machines to high-capacity commercial balers. Browse Baler listings here.


Large square balers (6-string and 8-string) for producing high-density large square bales suited to commercial hay production and export. These are higher-value machines and appear less frequently on the market than round balers.


Mower conditioners and disc mowers for cutting hay crops. The mower conditioner simultaneously cuts and conditions the crop to accelerate drying time, which is important in regions where weather windows for hay making are limited. Browse Mower listings here.


Hay tedders for spreading and aerating cut hay to speed drying.


Hay rakes and mergers for windrowing hay before baling.


Bale wrappers for producing silage from baled material.


Bale accumulators and handlers for moving and stacking bales after baling.


If you are setting up or expanding a hay making operation, our team is familiar with the equipment requirements at different scales of production. Call us on 1300 669 433 or post a Wanted Ad with your specific requirements and we will find verified sellers with suitable equipment available.

Are there farm equipment finance options available through LocalAg?

LocalAg is a marketplace platform rather than a finance provider and we do not offer finance directly. However, farm equipment finance is widely available through agricultural lenders and brokers in Australia, and most significant machinery purchases involve some form of finance.


The main finance options available to Australian farmers for equipment purchases include:


Chattel mortgage is the most common structure for business equipment finance. You own the asset from day one, make regular repayments over an agreed term, and the lender holds a security interest in the equipment. Interest may be tax-deductible and the asset can be depreciated.


Finance lease means the lender owns the equipment and you lease it for an agreed term. At the end of the term you have the option to purchase at a residual value. Lease payments are generally tax-deductible as a business expense.

Hire purchase is similar to a chattel mortgage in outcome but structured differently. You hire the equipment during the term and ownership transfers to you when all payments are completed.


Rural bank and agribusiness lenders including Rabobank, Rural Bank, ANZ Agribusiness, and NAB Agribusiness all offer equipment finance products with terms and rates designed for agricultural businesses. A conversation with your existing rural banker is a logical starting point.


Equipment finance brokers with agricultural lending experience can compare products across multiple lenders and find a structure that suits your business and tax situation.


For buyers purchasing high-value machinery through LocalAg, the CheckVault escrow system works alongside external finance arrangements. Speak to our team on 1300 669 433 if you need guidance on how the transaction process works when finance is involved.

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